Key Areas of Accountability• Process and assess trade financing cases in line with loan application requirements• Liaise with Legal Firms such as A&G, VDB Loi, etc. for credit facility terms and condition.• Analyze applicants’ financial status, credit and property evaluations to determine feasibility of granting loans• Compile copies of loan applicants’ credit histories, corporate financial statements and other financial information.• Liaise with assessors (local/ international) to ensure valuation on the collateral is in line with the market• Liaise with Treasury / International Banking for BG cases - currency, BG format, etc.• Liaise with government offices for BG – Performance guarantee, Bid Security, etc.
Skills and Competencies Required• Problem-solving and analytical skills• Strong financial statement knowledge and legal document understanding• Excellent communication, negotiation and conflict resolution skills• Ability to maintain confidential information.• Ability to organize and prioritize different tasks and meet deadlines.• Proficiency skill in Microsoft Office Application including Excel, Words and PowerPoint
Experience & Education Required• Graduate, Post-graduate preferred.• Minimum 5 years of loan-related experience• Have knowledge of title documents, laws and regulations• Strong understanding of the current market• Strong English Proficiency – especially familiar with legal terms preferred.
Other Key Information• Able to travel within Myanmar
What We Can Offer Benefits
Join a winning team
Opportunities for promotion
About Our Company
AYA Bank was licensed by the Central Bank of Myanmar on 2 July 2010 and relicensed under the Financial Institutions Law 2016 as a full service universal bank. The bank has grown rapidly over the past seven years to become the second largest in the country, with  branches, [1.4m customer], Kyat [4.7] trillion customer deposits and [150 billion] Shareholders’ Equity as at the end of September 2017. Top 100 depositors represent about 6% of total deposits, underlining the general public’s confidence in the bank.
As a member of the UN Global Compact (UNGC), AYA Bank is committed to implement global standards in Corporate Governance and compliance best practices in its management and operations. Consequently, since 2014-15, AYA Bank is the only bank in Myanmar to be IFRS compliant and the only one audited under International Standards of Auditing (ISA) by a big-four international firm. The bank has also attracted and retained talented staff with both domestic and international exposure and has invested significantly in Learning & Development as a way to ensure long-term sustainable growth for the communities it serves.
For the years ahead, the bank will continue to extend its branch network throughout Myanmar while concurrently investing in state-of-the-art Core Banking, Digital Banking and Fintech platforms. AYA Bank aims to provide uniform Omni-channel interface offering innovative products and services across all customer segments. AYA Bank will also continue to focus on deepening relationships with customers, providing best-in-class customer service, and leveraging technology as the enabler to rapidly expand the customer base. The bank also aims to further strengthen its governance, risk and compliance structure as a measure to ensure balance and sustain growth.
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